Winter Home Prep for Arkansans: Keep Cozy and Avert Claims

As the warm summers of Arkansas fade and the chill of winter starts to settle in, it's natural to feel a bit of concern about keeping your home safe and warm in the coming months. The good news is, taking a few proactive steps today can stave off stress and potentially costly insurance claims down the road. Let's explore some simple yet highly effective tips to prepare your home for winter in the Natural State.

Schedule a Heating System Checkup

A reliable heating system is vital when the temperatures drop. Arrange for an annual inspection to ensure your system is working efficiently, minimizing the risk of a surprise breakdown during the coldest days, especially during those chilly Arkansas nights.

Boost Indoor Air Quality

As we spend more time indoors during winter, maintaining good air quality is essential. Consider using HEPA filters to filter out viruses and particles, or opt for MERV 13+ filters to manage dust and allergens. These filters can be integrated into your HVAC system or used in portable units, ensuring comfort in your Arkansas home.

Update Smart Thermostat Settings

Modern smart thermostats offer remarkable convenience and efficiency. Set yours between 68°F and 70°F while at home, and allow it to adjust automatically to prevent energy waste when you're away.

Seal Gaps Around Windows and Doors

A time-tested method to keep your home warm and your energy bills low is to seal gaps around windows and doors. It's a quick task with substantial benefits, particularly useful in Arkansas' fluctuating winter weather.

Insulate Exposed Pipes

Frozen pipes can lead to bursts and significant damage, especially in basements and along exterior walls. Properly insulating them will reduce this risk, ensuring your plumbing remains intact through the winter months.

Clean Out Gutters

Before the snow becomes heavy, ensure your gutters are clear of leaves and debris. This prevents the formation of ice dams and water backup, which can cause damage to both your roof and your home’s interior.

Clear and Check Solar Panels

If your home uses solar panels, activate their winter modes and routinely clear snow after storms to maintain their efficiency. Even in Arkansas, where snow is less frequent, this small effort ensures your energy source remains reliable.

Document Your Home Digitally

A smart precaution is to create a video walkthrough of your home and valuables using your smartphone. This documentation can streamline potential insurance claims, providing peace of mind should you need it.

Implementing even a few of these steps can significantly impact the safety and comfort of your home this winter. Remember, it’s never too late to get started! Feel free to reach out for a review of your homeowner's insurance policy with us, especially if you're uncertain about what your policy covers during winter weather events.